Owner-Occupied Housing Rehabilitation Program

The purpose of the Pinal County Owner Occupied Housing Rehabilitation (OOHR) Program is to assist low-income homeowners with the repair, rehabilitation or reconstruction of housing in which they reside. Rehabilitation includes the alteration, improvement, or modification of an existing structure. Projects such as correcting code violations and solving health and safety issues are the focus of the OOHR Program. The OOHR Program uses funds from the Housing and Urban Development (HUD) Community Development Block Grant (CDBG), HOME Program, and other available grant funds.

To be eligible for the OOHR Program, the applicant and property to be rehabilitated must meet the following criteria:

Applicant must:

• Have a gross household income of 80% or less of the Area Median Income (AMI), based on household size. Proof of income is required.
• Legally own the housing unit to be rehabilitated and the property on which it is located. This includes the property on which manufactured or mobile home housing units are located.
• Have resided in the housing unit to be rehabilitated as a principal residence for the past 12 months, and currently reside in the property as a principal residence.

Property must:

• Be located in an unincorporated area of Pinal County or in the cities of Eloy, Florence, Mammoth, or Maricopa.
• Not be located within a 100-year floodplain ("A" zone).
• Be one of the following types of properties:
  • Traditional single family housing
  • A condominium unit
  • A manufactured home built after 1976, including a mobile home
• Must be permanently attached to a foundation at the time of project completion.
• Must be connected to permanent utility hook ups at the time of project completion.
• Be free of any encumbrances such as liens or judgments. Properties may be encumbered by a mortgage in first position so long as a financial institution or other such mortgage company holds that mortgage.
• Be current on mortgage payments, insurance premiums, and property and assessment taxes.
• Be insured for fire and liability protection in the form of fire and liability insurance.

Rehabilitation Includes:

• The repair of unsafe, hazardous living conditions on an existing housing structure.
• The rebuilding, on the same lot, of housing that is standing on a site at the time of project commitment.
• The rebuilding of housing that was destroyed by a disaster on the same lot if HOME funds are committed within 12 months of the date of destruction.
• Replacement of an existing substandard unit of manufactured housing with a new standard unit of manufactured housing.
• The number of housing units on the lot may not be decreased or increased as part of a rehabilitation project, but the number of rooms per unit may be increased or decreased.

Property Standards:

• When using HOME funds for rehabilitation, the entire property must be brought up to the county or city's housing code and meet Pinal County's Rehabilitation Standard at the completion of the project.
• A preliminary property inspection will be completed to identify deficiencies that must be addressed to bring the entire property up to code.
• Standalone programs such as weatherization, emergency repairs, or Americans with Disabilities Act (ADA) accommodations may be included with rehabilitation when they are undertaken in conjunction with overall rehabilitation of the housing unit.

To submit an application for assistance visit the owner-occupied housing rehabilitation program page.

Services are provided in the form of a grant or a forgivable loan. The amount of work required determines the funding that will be used and whether it will be a grant or forgivable loans. Forgivable loans are not required to be paid back unless the homeowner sells the home within the recapture period. The forgivable loan will require a lien be placed on the home for a specified period of time.

You may contact the Rehabilitation Specialist at 520-866-6012